RETIREMENT PLANNING
• WILL YOU HAVE ENOUGH RESOURCES TO FUND YOUR RETIREMENT? WILL THESE RESOURCES PROVIDE ENOUGH MONTHLY INCOME TO COVER YOUR NEEDS? WILL THE MONEY LAST AS LONG AS YOU LIVE?
TAX CONSULTATION AND EFILING
• AS REGISTERED EFILERS, WE WILL STAND BETWEEN YOU AND THE CRA. AS YOUR AUTHORIZED REPRESENTATIVE, WE WILL CONSULT, FILE YOUR TAXES AND DEFEND ALL FILINGS ON YOUR BEHALF
TAX EFFICIENT WEALTH AND INCOME PLANNING
• LET US SHOW YOU THE TOOLS AND METHODS FOR MAKING YOUR RETIREMENT INCOME, AS WELL AS YOUR ESTATE LEGACY, AS TAX EFFICIENT AS POSSIBLE. WE CAN SHOW YOU WAYS TO MINIMIZE TAX, KEEP MORE OF YOUR INCOME AND MAKE SURE YOU DON’T SUFFER CLAWBACKS TO GOVERNMENT PENSIONS
LIFE INSURANCE
• WHETHER YOU REQUIRE WHOLE LIFE, TERM OR UNIVERSAL LIFE, WE WILL CONSULT WITH YOU ON THE BEST WAY TO PROTECT YOUR FAMILY’S FUTURE FINANCIAL HEALTH. AS INDEPENDENT BROKERS, WE SURVEY ALL THE MAJOR INSURERS TO FIND THE RIGHT PRODUCT FOR YOUR NEEDS.
LIVING BENEFITS
• THROUGH THE PROVISION OF DISABILITY, CRITICAL ILLNESS OR LONG TERM CARE INSURANCE WE HELP CLIENTS PROTECT THEMSELVES AGAINST THE HARSH FINANCIAL REALITY OF INJURY, LIFE CHANGING ILLNESS OR DISABILITY.
PERSONAL HEALTH INSURANCE
• IF YOU ARE SELF EMPLOYED OR NEARING RETIREMENT, PERSONAL HEALTH COVERAGE WILL HELP COVER ALL THOSE MEDICAL COSTS NOT COVERED BY PROVINCIAL PLANS INCLUDING PRESCRIPTION DRUGS, PHYSIOTHERAPY, DENTAL ETC.
RRIF INVESTMENTS
• WHETHER REGISTERED OR NON REGISTERED, YOUR RETIREMENT SAVINGS IS CRUCIAL TO GIVING YOU THE COMFORTABLE AND FLEXIBLE RETIREMENT YOU DESERVE. THROUGH SEVERAL MAJOR INSURERS USING TOOLS LIKE SEGREGATED FUNDS, WE CAN STRUCTURE CASH FOR LIFE SCENARIOS THAT ALLOW YOUR SAVINGS TO GROW WHILE PROVIDING IRONCLAD GUARANTEES ON YOUR PRINCIPLE AND A GUARANTEED DEATH BENEFIT